How to Buy a Car After Bankruptcy in Denver, CO
After losing everything, most people have no idea how to buy a car after bankruptcy.
But don’t give up…
Your situation isn’t hopeless.
There is light at the end of the tunnel.
Even if your finances have taken a big hit recently.
And you found yourself in bankruptcy court for whatever reason.
It doesn’t mean you might not be able to qualify for a car.
As a matter of fact…
Some lenders loan money to people in bankruptcy all the time.
It’s true.
I can almost hear your mind saying…
“But I’ll have to pay more interest!”
Be that as it may…
Yes, you may have to pay a higher interest rate right now.
Even though…
I’ll be the first to admit that after bankruptcy, most people don’t like paying a higher interest rate on their car loans… any more than you probably do.
However, remember that you are rebuilding your credit and getting the car you need.
For the most part…
The higher interest rate isn’t something you’ll have to contend with for the rest of your life.
Once you rebuild and reestablish your credit, you’ll get a lower interest rate on your loans in the future.
Now, let this all sink in for a moment…
The fact that you are reading this far means you are serious about rebuilding your credit.
And getting a fresh new start after your bankruptcy.
Most importantly…
Your situation is not hopeless.
Are You Trying to Buy a Car After Bankruptcy, but No One Will Talk to You?
Although this may be true…
We’re here so you can get a car.
Our consultants listen to your wants and needs.
We specialize in assisting you to turn around your financial situation.
In any event…
We’re here to help you get back on a solid financial path.
And put you back in the driver’s seat again.
We’ll Show You How to Buy a Car After Bankruptcy So You Can Drive Your Car Home Sooner…
Contact us at 720-266-4941 for more details and information.
16% of Americans are affected by bad credit.
You’re not alone…
Don’t feel bad.
Don’t Feel Guilty or Ashamed About Your Bankruptcy
Take a deep breath and relax…
We have more options than you might have imagined before.
The truth of the matter is…
In the past, bankruptcy was looked upon for those who were financially irresponsible or careless.
However, today, many unforeseen hardships, such as divorce, economic downturns, and medical bills, can cause people to file for bankruptcy.
Lenders understand that bad things can happen to good people.
And they’ll try to work with you to help get you back on track.
In addition…
Because your vehicle serves as collateral for the loan; a car loan can be one of the best ways to rebuild your credit.
Without reservation.
Let’s look at…
What You Need to Know About Lenders Expectations
To begin with…
The lender will look at your history of making car payments and mortgage payments in the past.
Thus, your track record of paying your car loan back will carry a lot of weight with the lender for giving you a new loan.
As a result…
Lenders will also consider your monthly expenses and income when evaluating your loan.
Because they don’t want to see you, overextend yourself where you can’t afford to repay your loan.
After all…
If making the monthly payment looks like a burden for you every month, the lender may want you to put more money down.
So it’s easier to make your payments.
Find out how you can get your car now.
Contact us at 720-266-4941 today.
By the way…
In this situation…
Don’t Expect to Get a Luxury Car!
Here’s the bottom line.
Don’t expect to get a new Mercedes or BMW.
You’re more likely to get a “Yes” on a used vehicle below a specific price range, such as $20,000 (depending on your financial situation, this number can vary).
At this point…
Your financial situation may look hopeless to you right now.
However, I’ve got good news for you…
We have many different cars, programs, and guidelines to meet your needs.
Listen closely to this…
Don’t give up even if you have no money for a down payment.
We may still be able to help you get a car.
Contact us today and find out what your options are.
You may be surprised by what we can do for you.
For example, you could drive home today in a nice, late-model car with payments to fit your needs and budget.
Some of The Most Frequently Asked Questions We Get Are…
FAQs: Our Customers Want to Know…
Can I buy a car right after bankruptcy?
At this point…
The lender will want to see if you freed up enough income after the bankruptcy to make the loan payment.
You should be good to go if you have enough to make the payments.
However, you will usually pay higher interest rates.
Contact us today. We have lenders that can help you get a loan for your car.
How long before I can get a car loan after bankruptcy?
Typically you’re able to finance a vehicle immediately after your bankruptcy. However, getting approved may be difficult.
But not impossible.
With some extra work and patience, you may be back in the driver’s seat sooner than you think.
By the same token…
Many of our lenders will work with you, even with a bankruptcy on your credit report.
How long do you have to wait to lease a car after bankruptcy?
Once you receive your discharge papers from the court, you’re in the clear to get a new vehicle.
But you might not qualify for a lease program, depending on how low your FICA score is.
If you can wait and improve your credit score, you’ll have a better chance of getting approved.
Can I buy a car while in chapter 7?
Yes, you can buy a car while in chapter 7 bankruptcy. During the court proceedings, you can obtain financing for a vehicle without waiting for your discharge.
This option can be helpful if you need another vehicle because you relinquished your previous car.
For one thing…
The good news is as long as you are employed, you can usually get financing for another vehicle after your section 341 creditors meeting.
How do I find bad credit car dealerships in Denver?
Not all dealerships offer bankruptcy or bad credit financing. The easiest way is to go online and Google your area to see how many dealers can help you.
Our team specializes in bankruptcy and bad credit loans.
They understand the importance of getting a vehicle, even with bad credit.
In addition…
Our auto consultant focuses on helping you rebuild your finances by bringing you a car to meet your needs and budget.
Most important…
Contact us today, and let’s see about getting you back on the road with a reliable car.
Discover Your Benefits With Our How to Buy a Car After Bankruptcy Program
Above all..
The process is relatively simple and straightforward, so you can get qualified for a loan.
Another key point is…
Getting a car loan is a great way to start rebuilding your credit.
Because, it allows you to make payments on a debt and build a positive payment history and raise your FICO score.
For instance…
You might be wondering how long you’ll have to wait to buy a car after filing bankruptcy.
That’s a good question…
And one that you’ll need to think about in light of your specific circumstances.
For the most part…
In some cases, you may be able to get approved for financing within weeks.
On the other hand, it could take longer before you’re able to get approved.
For one thing…
It all depends on your financial situation.
Equally important…
That’s why we’re here to get you your loan as soon as you need it.
We know that time can be a major factor in getting your car.
For that reason…
We’ll provide you with a free consultation so that we can determine whether a bankruptcy loan is right for you.
And you know what?
Our goal is to find a way to get you behind the wheel of the car of your dreams as soon as possible.
And our loan specialists are here to answer all of your questions and help you through the entire process.
Let’s be honest…
There is only one solution to all of this… contact us now, so we can work together to get your new car.
Here’s the thing…
Give us a call at 720-266-4941 or send an email and we’ll get back with you shortly.
P.S. What could be more important?
You know you need a car, and we can help you get one.
Don’t worry.
There’s a solution to your problem.
We’ve helped others like you regain their lives and rebuild their credit.
You’ll be glad to know we make the entire process effortless and enjoyable.
We look forward to meeting you.